Hi good morning, are there any insurance comp…

Hi good morning, are there any insurance companies that covers Breast Augmentation?

Asked by valeriespring in Crozier, VA • 5 years ago

G. Wesley Price, MD in Chevy Chase, MD

Generally insurance companies do not cover breast reconstruction… An exception to this can be when the augmentation is done for a congenital breast deformity.. However be sure you have clearance from your insurance company before surgery if you are trying to get coverage for any breast surgery.. Good Luck!

Larry Schlesinger, M.D., F.A.C.S. in Honolulu, HI

Breast augmentation is not covered by insurance because it is an elective cosmetic procedure.

That having been said, I certainly agree that, in many cases if not all, breast augmentation is a life changing procedure which improves one’s emotional state and the ability of many women to feel comfortable within their own skin.

The concept of insurance is that many people get together, put a certain amount of money into a pot, and then one by one, withdraw a portion of that money when a medical need arises. With the increasing number of women in the world getting breast implants, even if this insurance could be structured in some way to encourage people to join the plan, the premiums would be so high that more than likely it would be less expensive to pay for one’s own breast augmentation.

Fortunately, there are so many excellent Board Certified plastic surgeons, members of the American Society for Aesthetic Plastic Surgery, that you should be able to find in your State one or more of these plastic surgeons who would charge a reasonable price for an excellent breast augmentation.

Frank J. Ferraro, MD in Ridgewood, NJ

The insurance carriers do not cover breast augmentation. It is considered a cosmetic procedure.

Unfortunately no. In rare cases of developmental problems (see other answers), some companies may consider coverage but this is becoming unusual

Jed Horowitz

Milind K. Ambe, MD in Newport Beach, CA

Thank you for your question. Typically, breast augmentation is not covered by insurance because it is a cosmetic, elective surgery. However, often plastic surgeons offer financing. A good idea is to have a consultation with a Board Certified Plastic Surgeon.

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